Pursuant to point 28 of the "373" Investment Stimulation Programme, approved by Government Decision no.351/2023, the reference rates, applicable for the period from 1 January to 30 June 2024 inclusive, are as follows:

  • 4.38% per annum for loans granted in national currency;
  • 1.88% per annum for loans granted in foreign currency.

The reference rate is calculated as the weighted average interest rate on new deposits attracted with a maturity of 6 to 12 months, total for the banking sector (source: www.bnm.md).