Under point28 of the Investment Incentive Programme’373’, approved by Government Decision No 351/2023reference rates applicable for the period 01 October – 31 December 2024 inclusive, are the following:

  • 3.37 % annually for loans granted in national currency;
  • 1.55 % annually for loans in foreign currency.

The reference rate is calculated as the weighted average interest rate on new deposits taken with a deadline of 6 to 12 months for the banking sector (source: www.bnm.md)